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January 26, 2013


The HOA should have foreclosed on the property and as a super priority state would have been paid before Wells Fargo.

you hoas are greedy bastards that should be locked up for extortion. you want to reap the benefits of interest fees and late charges. not to mention extortionate attorneys fees, You are all like vultures.....................trying to devour your prey

We had an owner who did not pay the monthly dues. We had a judgement against the homeowner.
Then bank account was close so we recorded the lien. We waited two (2) years till the Bank started foreclosing, in this time the owner did not respond to our pleas, did not open the door, did not accept certified mail. This owner has borrowed money almost double as the house it worth. The foreclosure happened over a year ago and now the bank wants us that we sign off so they can sell the property without paying the delinquent amount owed before the foreclosure.

Absolutely correct. HOA are for profit. Furthermore, there are law offices that cheat,lie, deceive homeowners. These law offices thrive on deception. Their lively hood is based on homeowners that have financial difficulties. They have well paid lobbyist that mold the laws to suit them the best. Its about money, easy targets. If you fight their distortion then you have to pay even more. Time, for a change.

I would like to correct a statement by Jack R posted March 28, 2016. Not all HOA's are for profit. The HOA for which I am Secretary/Treasurer is a non-profit agency. The majority of the money collected from the individual homeowners in the form of assessments (or dues if you like) is used to pay for maintaining all the grounds, (which is all the private property of individual homeowners), painting the exteriors of the buildings and reroofing the buildings. A much smaller amount goes for pest spraying, HOA insurance, tax preparation, office supplies and corporation registration. There is also a small stipend for the officers of the HOA for the hours of time they spend operating the HOA.
If one or more homeowner's fail to pay their annual assessments and a lien on the property is not collected by the HOA, it becomes a shared expense of all the remaining homeowners. That means if there is not enough money to pay the groundskeeper or do the painting or reroofing, those remaining homeowners must pony up additional funds to cover the costs for their own units in addition to the unit that was foreclosed. How is that fair in any way? Why aren't the banks covering that cost as part of doing business (buying and selling property and perhaps granting loans to people who can't really afford them)?
Get your facts straight Jack.

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