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December 11, 2012

Comments

"Every President since Harry Truman has added to the national debt expressed in absolute dollars. The debt ceiling has been raised 74 times since March 1962, including 18 times under Ronald Reagan, eight times under Bill Clinton, seven times under George W. Bush and three times (to August 2011) under Barack Obama."

--That doesn't make it good policy. As long a politicians know the debt ceiling can be raised they will continue spending there is no money for.

"...The process of setting the debt ceiling is separate and distinct from the regular process of financing government operations, and raising the debt ceiling neither directly increases nor decreases the budget deficit."

--That's right, but as I said above, if the debt ceiling is continuously raised we get to the point we are at now where there is not enough money to ever pay off the debt.

"The US government passes a federal budget every year. This budget details projected tax collections and outlays and, therefore, the amount of borrowing the government would have to do in that fiscal year."

--And every year they pass a budget there is not enough money to pay for.

"A vote to increase the debt ceiling is, therefore, usually seen as a formality, needed to continue spending that has already been approved previously by the Congress and the President."

--It is needed to continue excess spending that there is no money to pay.

"The Government Accountability Office explains, "the debt limit does not control or limit the ability of the federal government to run deficits or incur obligations. Rather, it is a limit on the ability to pay obligations already incurred." The apparent redundancy of the debt ceiling has led to suggestions that it should be abolished altogether.

--Yes, that way politicians can continue to fund programs, agencies, entiltlements, subsidies and wars we don't have enough money to pay for.

"If there's an excess of spending over revenues, money has to be borrowed to pay for this."

--Yes!! and they have kept doing this until there is not even enough revenue to pay the
interest let alone the principal. So, what do they do? Run off a lot of worthless paper (bonds) and sell it to various parties and governments who know it is worthless but who have few better investment choices in a world economy about to be toppled by unpayable debt.

"Rather, failing to raise the debt ceiling is the equivalent of refusing to pay off your credit card balance after you've voluntarily bought stuff."

--Consumers would love to be like the government and have their debt ceiling raised whenever they spend too much. Here you go Mr./Ms. Consumer.. another credit card to use to pay the interest on the other credits cards you have that are maxed out, and then when that credit card is maxed out we'll just give you another and another and another...

The government is actually a completely irresponsible consumer that can print its own money and give itself credit and each year decide to raise its own credit limit. It's insane. And Ob*ma wants to perpetuate this vicious cycle. He is not looking out for what is best for the solvency of this country.

We are now at the point where there is no realistic resort but austerity, deflation and economic depression in order to liquidate the debt. That or go belly-up. Either way we are in store for "the house of pain". This depression may last decades. Americans, Europeans as well as the rest of the developed world will have to suffer a much lower standard of living, but maybe one day the phoenix will rise again, hopefully a little wiser.

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