That's my reaction after spending time today trying to learn what credit agency will be used to check my Credit Score when I go into the Bridgeport Village Apple Store on September 25 to, hopefully, pick up my new iPhone 6S bought under the iPhone Upgrade Program. Which says I'll need to bring...
Your personal information and credit card.
You will be asked to provide your Social Security number and date of birth for a credit check. You will also need a valid U.S. personal credit card. Debit cards and prepaid cards are not accepted.
Several times this week I've contacted Apple and Citizens One, the bank Apple is using, to find out what credit agency -- Experian, Equifax, TransUnion -- is being used for the credit check.
Before, when a car dealer or whoever has needed to check our credit, they've been able to tell me what agency they use, so I don't have to pay $10 to three different credit agencies to temporarily release the freezes on all of them.
Apple, though, couldn't tell me this when I phoned them this morning. I was told they don't know what credit agency will be used a week from now when iPhone Upgrade Program sales start.
Well, if they don't figure this out soon, a lot of people are going to walk in to Apple Stores who have credit freezes.
If they don't bring their "unfreeze" passwords with them, the credit check won't be possible. When I called Citizens One, they were even more clueless -- couldn't reach anyone who knew anything about this.
I've Googled this question and haven't found anyone who knows what credit agency will be used by Apple come September 25. If I learn the answer before then, I'll update this post.