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October 31, 2013

Comments

Excellent!

I'm not surprised. Blogger Brian has found a way to sugar-coat the debacle that is Obamacare. We may yet get what was the plan all along: a single payer system that probably will further bankrupt the country.

Blogger Brian is happy but according to polls today Obama has a 51% disapproval rating and only 42% approval. According to a Wall Street Journal, NBC (or ABC) poll only 37% think Obamacare is a good thing while 47% think it is a bad thing. I guess the other 16% are undecided, don't care, or live off the grid somewhere north of the arctic circle.

How can you say the letters were not cancellation letters? You did not see them. Did you read the policies? You don't know if the policies were full of holes or not. If I took a letter to a hearing, I would be sure that it contained the information that I claimed it did. It would be easy for the ones holding the hearing to ask for volunteers to share their letters.
Based on your attitude, you probably won't believe me, but my insurance premium is going up in January and the amount the policy will pay has been reduced. So, I don't have better coverage - I have less and will pay more. My daughter's insurance is also going up. Her coverage did not increase. I have talked with other people who have experienced an increase in cost, but their insurance is not better.
I am glad for you, but as for me, it was not a good thing. You should be ashamed for accusing the people of being untruthfull.

GIn, I presented facts. If you have other facts, please present yours. Facts are facts. We don't need more lies about Obamacare.

Have you checked out what sort of replacement policy you can get via the Obamacare health exchanges? I bet you'll find that you can buy a better policy at a cheaper cost than what your insurance company was offering you before.

If you haven't checked out the exchange for your state, you haven't learned all of the facts about Obamacare.

Do that first, before accusing me or anyone else of being misleading about this terrific expansion of health coverage to almost all Americans -- something the rest of the industrialized world has had for a long time, leaving us at a competitive disadvantage.

Brian, respectfully Gin's citing of cancellation and increased premiums and less coverage is just as factual as your wife's example.

Citing examples is now the only means of evaluating of the performance of Obamacare, unless you want to get into tit for tat policy discussions. Obamacare can't furnish any numbers yet for evaluation.

Here's a factual cite concerning a local small product/service business in Hillsboro. They have about a 100 employees. The employees are mostly in the lower range of wages. For over 30 years the owner always believed in providing health insurance. Recently their quality, comprehensive Kaiser insurance was cancelled due to the typical Obamacare cancellation letter. Their new insurance with Kaiser went up 37% with medical visit increasing from $5 to $25 and deductible increasing 3 times, and several past medical procedures covered now not covered. The employees are shocked and regard this as a tremendous increase. As best as can be calculated considering all the differences in the policy, it is over a 58% increase for the average employee.

Your wife's example may be factual, but you are going to hear about many examples to this Hillsboro company's experience. And as business requirements start in 2014, you will hear a lot more that will be contrary to your summary that Obamacare is great.

Jerry, any insurance policy that was "quality, comprehensive" as you put it isn't going to be affected by Obamacare. Only poor quality, non-comprehensive policies are.

The Affordable Care Act defines what quality insurance should cover. If these employees have to switch to another plan, that's good for them. Because their previous insurance wasn't up to par.

It's like if the government allowed some people to save money on buying a new car by not having airbags, seat belts, or good crash protection. Sure, buying a car that keeps you safe is more expensive, but it also is worthwhile.

This is what Obamacare has done: forced the insurance industry to stop foisting crappy policies onto people who aren't well informed about the crap they're getting, or didn't want to pay for a better policy. Sorry, but I don't believe that the employees you mention had a quality, comprehensive health insurance policy before.

They might have believed they did, but then people believe a lot of things that are wrong. Like, Obamacare is bad for this country.

Obamacare is not so good for this person:

http://online.wsj.com/news/articles/SB10001424052702304527504579171710423780446

Brian, excuse my previous English. I didn't proof read.

I don't think you comprehended what I wrote. The employees had "quality insurance". The employer/employees received a letter from Kaiser stating because of Obamacare their insurance would be cancelled. So the company is having to enroll in a new insurance program costing more as I stated with less coverage, etc. It wasn't "crappy". The previous medical coverage paid for several heart operations, cancer incidents, a kidney transplant that so far has cost over $1 Million because of complications, pregnancies, etc. It was "quality".

You need to do some research and listen to what many are saying/writing. If you think I'm making this up your wrong. Keep believing what you want to believe.

Fellow Oregonian and democrat.

Jerry, my point still is true: the only reason insurance plans are being cancelled is when they don't meet minimum quality standards established by the Affordable Care Act.

Likely the employees of this company, or the managers, can find a cheaper and better plan through Cover Oregon. Obamacare introduces genuine competition into the health insurance marketplace, because now people aren't stuck with their current company due to preexisting conditions.

Also, keep in mind that a few percent of people will see their premiums increase, while hugely many more will be able to get health insurance for the first time.

Let me be blunt: it is the height of selfishness and narrow-mindedness to get all excited because a few people will pay more under Obamacare while tens of thousands of lives will be saved each year because health care will be available to them.

I can't understand how people, including you, it seems, are blind to this fact. What kind of country have we become when compassion for the many is outweighed by some minor inconvenience to a few? I don't want to live in this sort of country, which is why I'm proud to be a strong supporter of universal health insurance.

By the way, I worked in health planning/policy analysis for quite a few years, so I'm not exactly ignorant about how our health care non-system works. Or rather, doesn't work. We have a horribly broken system, which Obamacare is beginning to fix.

Brian, sorry you have to call me blind, when all I'm doing is citing a fact, and in alluding that I or owner or employees of this company have no compassion.

In fact over 1/2 of the employees are immigrants working at this company and regard their pay and benefits including a retirement program, quality health care, scholarships for their children and a supportive work environment as several reasons they came to America. This category of people you think we need to help are sometimes the people Obamacare is harming as proven by my example. And there are many more. I won't get into an argument about numbers because I don't think it is fair to disregard those that are hurt and debate that you should disregard a "few".

In a way I have been involved with health care with my wife working at the Legacy System , VA, and Eastmoreland for over 35 years and have seen the changes in healthcare in just the four years of buildup to where we are today.

Jerry, to me genuine "compassion" means looking beyond our immediate viewpoint. I understand your concern for a few employees at one company.

I just wanted to remind you and others that Obamacare affects many other people, and that it is inevitable that a small percentage of people will pay more for better coverage, while a great many more will be able to finally have health coverage at all.

I speak this way from experience, having been active in Oregon Health Decisions when it explored ethical issues in health care. It's the "kitten in a well" thing.

People are naturally drawn to be highly concerned about helping someone or something right in front of them (like a child needing an organ transplant), while turning a blind eye to much more important needs that aren't immediately visible (like tens of thousands of Americans dying needlessly each year because of a lack of health care).

As a society, we need to be cautious and aware of this. Otherwise the company or person who gets the best news coverage will win out over those who truly need society's compassion and care.

Here's some more news links that support my contention regarding the over-focus on insurance policies being cancelled. They note that often the facts in specific cases are dubious, with a closer look showing that actually it was the insurance companies at fault, or individuals not realizing they could get better and less expensive coverage through the exchanges.

http://m.dailykos.com/story/2013/11/04/1252957/-How-ObamaCare-Cancelled-Your-Plan-is-really-an-Insurance-Co-Scam-to-Rip-You-Off?detail=facebook

http://www.publicintegrity.org/2013/11/04/13676/what-congress-didnt-say-obamacare-outlaws-policies-are-essentially-worthless?utm_source=publicintegrity&utm_medium=social_media&utm_campaign=twitter

http://thinkprogress.org/health/2013/11/04/2881581/wall-street-journal-horror-story-cancer-patient-losing-doctors-wrong/

http://www.newrepublic.com/article/115457/obamacare-victim-florida-happy-she-can-get-real-coverage

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